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Thursday, December 3, 2009

The 1-2-3 money plan : the three most important steps to saving and spending smart

by Gregory Karp. Syndicated columnist Karp ("Spending Smart") stresses that after income and other taxes, it is far easier to make a dollar by not spending one than by working for one. He gives simple 1-2-3 instructions on how to assess one's personal financial situation and then provides motivational details on how to spend less and save more. There is also valuable advice on improving one's credit, defending against identity theft, and selecting appropriate savings and investment vehicles. Karp's clear, balanced guide, useful for most readers, is highly recommended. --Library Journal. (Check catalog)